In this short note, we set out the evidence-driven approach that we use to invest our clients’ money. As you will see, it is widely supported by many wise and experienced people, from legendary investors like Warren Buffett and Jack Bogle to Nobel Laureates in finance and economics. It is not complicated, but it does require us to do a few simple things exceptionally well.

In 2015, the government introduced a new pension which affected the majority of practicing NHS dentists. Those who were within 10 years of their pension age were afforded ‘transitional protection’ and allowed to stay in their old schemes.